Budgeting advice for students

The University of Surrey understands the implications of the costs associated with university life.  Information is provided to give guidance on the average living expenses (excluding tuition fees) for different categories of students. 

Living costs

The exact amount you need to live on will depend on your individual needs. 

Guidance should not be used as a fixed or absolute statement of costs, either by students or their sponsors.

If you are an international student and require a student VISA to study in the UK, you will also have to comply with the minimum funding required for this.

For private accommodation living costs typically aren't included.

Other costs to consider

Childcare

Nursery costs can vary. Registered childminders often provide cheaper by-the-hour services. Some families may be eligible for assistance with childcare or receive a certain number of hours free every week.

Some students may be eligible for a childcare grant funding by the Government.

Council tax

Full-time students are usually exempt from council tax.

NHS charges

As a student, you are liable to pay for your medical prescriptions. These are expenses you may be able to claim back from the NHS using HC1 and HC5 forms.

Ways to save money

Become money smarter

As a student you are eligible to register, through your Surrey email address, for Blackbullion, a free online resource providing education about budgeting, debt, saving, investing, start-up businesses and how to maximise your money for the future. You will also have access to Blackbullion's budget calculator.

We highly recommend the following Blackbullion Pathways:

Student discounts

Students can save money by joining UNiDAYS and getting access to the best student discounts online and in-store with all the leading brands and merchants. They provide a variety of discounts from fashion, technology and entertainment, and it’s free to sign up.

International student budgeting